Car Title Loans in Arcata, California

Do you need cash now? One Way Car Title Loans serves the Arcata, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Arcata

Arcata, originally Union Town or Union, is a city adjacent to the Arcata Bay (northern) portion of Humboldt Bay in Humboldt County, California, United States. At the 2010 census, Arcata's population was 17,231. This college town, located 280 miles (450 km) north of San Francisco (via Highway 101), is home to Humboldt State University. Arcata is also the location of the Arcata Field Office of the Federal Bureau of Land Management, which is responsible for the administration of natural resources, lands, and mineral programs, including the Headwaters Forest, on approximately 200,000 acres of public land in Northwestern California.

Arcata was originally founded as Union Town or Union (the permanent name change to "Arcata" occurred in 1860). Union was created as a port, and re-provisioning center for the gold mines in the Klamath, Trinity, and Salmon mountains to the east, and was very briefly the county seat during this period. It was slightly closer to the mines than Eureka, which gave Union an early advantage. What was to become the first significant town on Humboldt Bay began as Union Company employees laid out the plaza and first city streets in the Spring of 1850. By later in the 1850s redwood timber replaced the depleted gold fields as the economic driver for the region and Eureka became the principal city on the bay due to its possession of the better harbor, gaining it the county seat by the end of the decade.

The Union Town post office opened in 1852 and changed its name to Arcata in 1860.

In 1886, Arcata expelled its Chinese population and enacted the following resolution: "We, the citizens of Arcata and vicinity, wish the total expulsion of the Chinese from our midst. We endorse the efforts of Eurekato exclude all Chinese settlements in the city and environs."

There are several neighborhoods within Arcata, including Aldergrove, Alliance, the "Arcata Bottoms", portions of Bayside, California Heights, Greenview, Northtown, South G Street, Sunny Brae, Valley West, Westwood, Sunset, the Downtown/Plaza Area, Redwood Park, Bayview, Fickle Hill, and the Marsh.