Car Title Loans in Merced, California

Do you need cash now? One Way Car Title Loans serves the Merced, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Merced

Merced /mərˈsɛd/ is a city in, and the county seat of, Merced County, California in the San Joaquin Valley of Northern California. As of 2012, the city had a population of 80,793. Incorporated in 1889, Merced is a charter city that operates under a council-manager government. It is named after the Merced River, which flows nearby.

Merced, known as the "Gateway to Yosemite," is less than two hours by automobile from Yosemite National Park to the east and Monterey Bay, the Pacific Ocean, and several beaches to the west. The community is served by the rail passenger service Amtrak, a major airline through Merced Regional Airport, and three bus lines. It is approximately 110 miles (180 km) from Sacramento, 130 miles (210 km) from San Francisco, 45 miles (72 km) from Fresno, and 270 miles (430 km) from Los Angeles.

Merced is home to University of California, Merced. Current recreational opportunities in the city include Applegate Park and zoo, Bear and Black Rascal Creeks and their bike trails, a skate park located in Applegate, a live stage theater downtown, two first run movie theaters, The Mainzer Theater which is known for its historic and architectural value, County Courthouse Museum circa 1889, the Merced Multicultural Arts Center and the County Library. Though still growing, Merced has several shopping areas including the Merced Mall, anchored by Target, Sears, JCPenney and Kohl's, a strip mall located on the city's northwest side which includes Best Buy, Barnes & Noble, Lowe's, Wal-Mart, and several restaurants. Merced's Main Street contains several restaurants, a movie theater, and other assorted shops.

The first Merced post office opened in 1870. Merced incorporated in 1889 and now operates under the Council-Manager form of government.

Merced has wet, cool winters and hot, dry summers. Although thunderstorms may linger into the valley during the summer, they are normally dry. Average January temperatures are a maximum of 55.0°F and a minimum of 36.0°F. Average July temperatures are a maximum of 97.1°F and a minimum of 60.9°F. There are an average of 98.7 days with highs of 90°F (32°C) or higher and an average of 33.6 days with lows of 32°F (0°C) or lower. The record highest temperature of 114°F was recorded on July 24, 1902, and August 8, 1905. The record lowest temperature of 13°F was recorded on January 13, 2007.