Car Title Loans in Montecito, California

Do you need cash now? One Way Car Title Loans serves the Montecito, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Montecito

Montecito is a highly affluent unincorporated census-designated place in Santa Barbara County, California.

As a census-designated place, Montecito had a population of 8,965 in 2010. Many celebrities and wealthy business people including Oprah Winfrey, Rob Lowe, Ellen DeGeneres, Drew Barrymore and Eric Schmidt own Montecito homes and large estates. It boasts some of the most spectacular and expensive real estate in the United States, particularly along the coast and above East Valley Road for its perfect micro-climate.

According to the Montecito Community Plan, Montecito is bounded on the north by East Camino Cielo Road; on the east by Ortega Ridge Road and Ladera Lane; on the South by the Pacific Ocean. Montecito does not include areas such as Coast Village Road, which while usually considered part of Montecito, are actually within the city limits of Santa Barbara, located directly to the west. Montecito occupies the eastern portion of the coastal plain south of the Santa Ynez Mountains. Parts of the town are built on the lower foothills of the range. Notable roads spanning Montecito include East Valley Road, Mountain Drive, and Sycamore Canyon Road, all of which form part of State Route 192. In addition, the U.S. 101 freeway runs along the south end of town, connecting it with other cities in Santa Barbara County and the rest of Southern California.

The site of present-day Montecito, along with the entire south coast of Santa Barbara County, was inhabited for over 10,000 years by the Chumash Indians. The Spanish arrived in the 18th century, but left the region largely unsettled while they built the Presidio and Mission Santa Barbara farther west.

In the middle of the 19th century the area was known as a haven for bandits and highway robbers, who hid in the oak groves and canyons, preying on traffic on the coastal route between the towns that developed around the missions. By the end of the 1860s the bandit gangs were gone, and Italian settlers arrived. Finding an area reminiscent of Italy, they built farms and gardens similar to those they had left behind in Italy. Around the end of the 19th century, wealthy tourists from the eastern and midwestern United States began to buy land in the area. It was near enough to Santa Barbara for essential services while still being secluded. Desirable weather and several nearby hot springs offered the promise of comfortable, healthy living, in addition to the availability of affordable land.