Car Title Loans in Santa Maria, California

Do you need cash now? One Way Car Title Loans serves the Santa Maria, California area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Santa Maria

Santa Maria is a city in Santa Barbara County, in Southern California. It is approximately 150 miles (240 km) northwest of downtownLos Angeles. The 2010 census population was 100,062, putting it ahead of Santa Barbara (the county seat) for the first time and making it the largest city in the county. The estimated population of the area is 171,227, which includes Santa Maria, the city ofGuadalupe and the unincorporated township of Orcutt. The city is notable for its wine industry and Santa Maria-style barbecue. Sunset Magazine called Santa Maria "The West's Best BBQ Town".

The Santa Maria Valley, stretching from the Santa Lucia Mountains toward the Pacific Ocean, was the homeland of the Chumash people for several thousand years. These now nearly vanished Native Americans made their homes on the slopes of the surrounding hills among the oaks, on the banks of the Santa Maria River among the sycamores, and along the coast. They had a unique plank-built boats, called Tomol, which they used for ocean fishing.

In the late 19th century, after California gained statehood in 1850, the area's rich soil attracted farmers and other settlers. By the end of the century, the Santa Maria River Valley had become one of the most productive agricultural areas in the state. Agriculture is still a key component of the economy for the city and the entire region.

Between 1869 and 1874, four of the valley's settlers, Rudolph Cook, John Thornburg, Isaac Fesler (for whom Fesler Jr. High School is named), and Isaac Miller, built their homes near each other at the present corners on Broadway and Main Street. The townsite was recorded in Santa Barbara in 1875. The new town was named Grangerville, then changed to Central City. It became Santa Maria on February 18, 1885, since mail was often being sent by mistake to Central City, Colorado. Santa Maria was chosen from the name Juan Pacifico Ontiveros had given to his property 25 years earlier.

Oil exploration began in 1888, leading to large-scale discoveries at the turn of the 20th century. In 1902, Union Oil discovered the large Orcutt Oil Field in the Solomon Hills south of town, and a number of smaller companies also began pumping oil. Two years later, Union Oil had 22 wells in production. Other significant discoveries followed, including the Lompoc Oil Field in 1903 and the Cat Canyon field in 1908. Over the next 80 years more large oil fields were found, and thousands of oil wells drilled and put into production. Oil development intensified in 1930s, with the discovery of the Santa Maria Valley Oil Field in 1934, right underneath the southern and western parts of the city of Santa Maria, which spurred the City's growth even further. By 1957 there were 1,775 oil wells in operation in the Santa Maria Valley, producing more than $640 million worth of oil.