Car Title Loans in Luella, Texas

Do you need cash now? One Way Car Title Loans serves the Luella, Texas area. You can borrow up to $20,000 in 15 minutes.* You can use the equity in your car to get a car title loan in 15 minutes or less.*

Got bad credit or no credit? Don't worry! Got a repossession or past bankruptcy? Don't worry! NO PROBLEM at One Way Title Loans! Apply now for an instant quote on how much you can borrow.

One Way Title Loans can fund you immediately because we're the direct lender so there is no red tape. We have the lowest rates with no prepayment penalties. We will even go to your work or your home to hand deliver the check. We also take care of the DMV paperwork so you don't have to wait in line all day. Call us or apply online now for an instant 3 minute* approval on your auto title loan.

What is a Title Loan?
A car title loan is a fast way to borrow money using the equity in your paid off vehicle as collateral for a loan. Call us now for instant approval.

Do I need good credit to get a loan?
No, your credit history is not a factor. Your approval is based upon your vehicle's equity, vehicle's condition and your income.

How much can I borrow?
You can borrow anywhere from $2600 to $15000 depending on the wholesale value of your vehicle and your income. Please fill out the Application to see how much you qualify for.

How long does it take to get a car title loan?
Your money will be ready in 15 minutes or less.* Many car title loan companies advertise 15 minutes or less but in reality take much longer, even 24-48 hours. Some competitors request you to go to DMV to add them as lien holder.

Why choose a car title loan over a bank loan?
Most people choose car title loans because they do not qualify for traditional bank loans. Car title loans are also processed more quickly and have fewer requirements than bank loans.

Contact us today at 1-888-723-8813.

About Luella

Luella is an unincorporated community in Grayson County, Texas, United States. According to the Handbook of Texas, the community had an estimated population of 639 in 2000. It is part of the Sherman–Denison Metropolitan Statistical Area.

Luella's history dates back to the 1880s. In 1888, the tracks of the St. Louis Southwestern Railway reached the area. Businessman J.L. Hughes built a general merchandise store combined with a railroad station. He applied for and established a post office branch under the name Luella, after his oldest daughter. Soon after, Luella boasted a number of businesses as well as a public school that also functioned as a community center. Besides freight, the railroad – also known as the Cotton Belt Line, ran a daily passenger trolley from Sherman (through Luella) to Commerce and back. By 1914, the community was home to around fifty people. Luella remained small and went into decline in the 1920s. The post office closed in 1924 and train service was discontinued in the early 1950s. Grayson County purchased the railroad right-of-way and the dirt lane next to the tracks became Farm to Market Road 1281.

Although Luella was an unincorporated community, it was located in Sherman's Extraterritorial jurisdiction (ETJ). After Sherman began drilling several wells in the Luella area, rumors of an impending annexation spread throughout the community. There were fears that annexation into the city would not bring the level of city serves to Luella that were enjoyed by other Sherman residents. A movement to incorporate Luella was initiated and on April 11, 1978, an election was held to determine the community's future status. Of the 99 votes cast, 89 were cast in favor of incorporation. Residents also elected a mayor, J.C. Rich, and a five-member town council. In the 1980 census, Luella's population was 371.